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The long and short of property investment

Some markets are hotter than others, possibly contributing to an increase in ‘flipping’ amongst some investors. But as with ANY investment decision it is essential that the possible risks associated with an investment are well researched and considered.
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Beware your spending footprint!

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Did you know that your daily spending habits could be the difference between securing your loan…or not? Could it affect YOU? We can help.
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Are you a reluctant refinancer?

Gone are the days when we stayed with the same loan or lender for the full term of a home loan – the mortgage market is now very competitive. As your finance specialist that’s where we can assist. So… when should you consider refinancing?
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Change is coming 1 July... Super!

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Okay, so maybe you’re thinking that retirement for you is a long way off? Should you be worried? How do you plan for a successful financial future?
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Planning for Retirement. Will you have enough money?

Have YOU started thinking about retirement? It is NEVER too early to start planning for retirement - but it can certainly be too late...
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First home buyers stay tuned.....

The Federal Budget is looming AND there are rumoured initiatives to help first home buyers (FHB's) into the property market. So if you - or your children - are potential FHB's it might pay to stay tuned....
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What's that all about? The cash rate remains steady but our bank interest rates rise??

Once upon a time when the cash rate moved (up or down), most lenders would typically move their interest rate in alignment with the cash rate change. Have you noticed that when the cash rate moves up the lenders are quick to pounce on an increase and pass these increases on to us - the consumer - immediately?
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Debt Got You Down?

Debt Got You Down?

A recent survey revealed 41% of Australians have credit card debt and of those nearly 4 million cannot afford to repay it!
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